Litigation

Insurance Coverage

Roetzel’s Insurance Coverage Litigation attorneys represent policyholders and insurance companies nationwide in disputes, negotiations, litigation, settlements, and bad faith allegations. Our attorneys work closely with clients to develop sound coverage opinions based on current law and clearly defined insurance policy provisions.

Our services include case-specific representation, opinions, and analysis, along with consultations on risk management for policyholders and claims handling for insurance companies. Our attorneys handle declaratory judgment actions for court interpretations of policy language and bad faith cases across the country. We have successfully litigated disputes in state and federal courts, primarily in Ohio, achieving numerous reported and unreported insurance coverage decisions.

Our Experience

  • Argued on behalf of an insurance company before the Ohio Supreme Court regarding potentially groundbreaking issues involving insurance coverage for employer intentional torts
  • Defended life insurance companies in bad faith insurance coverage matters
  • Serve as statewide coverage counsel for several Ohio liability insurance carriers and national insurance carriers
  • Serve as statewide coverage counsel for an oil and gas insurance carrier
  • Handled multimillion dollar environmental coverage litigation for a corporate industrial client
  • Tried insurance coverage matters involving conditions precedent on policy, including late notice issues
  • Retained to assist in rewriting insurance policies for purposes of compliance with Ohio law
  • Conducted analyses of insurance programs for corporate clients and made recommendations on risk management issues
  • Conducted seminars for insurance carriers and corporate clients on risk management issues, claims procedures, bad faith issues, and updates on Ohio law
  • Represented the Ohio Department of Insurance and the court-appointed liquidator in concluding the affairs of an insurance company
  • Represented both insurance carriers and policyholders in toxic tort matters
  • Handled environmental, toxic tort, product liability, and labor and employment matters for a Fortune 25 international insurance organization
  • Served as national coordinating counsel in defending latex exposure cases for a large insurance carrier
  • Served as national coordinating counsel for the defense of mold claims on behalf of two large insurance carriers
  • Represented an auto insurance carrier in uninsured/underinsured motorists action
  • Handled numerous employment matters, including lawsuits and administrative proceedings, for insurance companies (as the employer) and on behalf of insurance carriers through an employer's "employment practices liability insurance" policy

What We Do

  • Address automobile liability and uninsured/underinsured motorist coverage claims
  • Handle aviation coverage and aviation underwriter coverage claims
  • Litigate bad faith claims
  • Manage construction-related coverage claims
  • Oversee director and officers' liability claims
  • Represent clients in employment-related litigation
  • Handle errors and omissions coverage claims
  • Manage excess and surplus lines coverage claims
  • Oversee environmental coverage issues
  • Address fidelity/surety claims
  • Investigate fire and arson claims
  • Handle liability insurance coverage claims
  • Manage life insurance and disability coverage claims
  • Oversee litigation management
  • Handle mass tort cases
  • Litigate patent, copyright, and trademark claims
  • Defend personal injury claims
  • Manage professional liability coverage claims
  • Cover property and casualty coverage claims
  • Handle subrogation claims
  • Coordinate transportation incident coverage claims

Related Media & Events

  1. Alerts
    What You Should Know About Liability Waivers for Minors in Ohio - Jun 22, 2021
    COVID-19 Insurance Coverage — The Uncertainty Continues - Feb 1, 2021
    At Least One Ohio Court Has Found That Restaurants’ COVID-19 Business Losses Are Covered - Jan 25, 2021
    If Passed, House Bill 589 Requires Insurers Offering Business Interruption Insurance to Cover Losses Due to COVID-19 - Mar 27, 2020
    Insurance Coverage and COVID-19 - Mar 13, 2020
    Roetzel Response to COVID-19 - NULL
    Malpractice Insurance – Contractual Indemnity and Tail Coverage - Mar 10, 2020
    How Much is a Good Name Worth? Ohio Supreme Court Says Damages for Defamation are Capped - Dec 12, 2018
    Before You Write That Check! - Apr 23, 2018
    Can Your Business Fly Under the Radar? - Oct 16, 2017
    Hurricane Irma - Sep 27, 2017
    FBI Warning on Cybercriminals Targeting FTP Servers to Compromise Protected Health Information - Apr 18, 2017
    FAA Issues Long-Anticipated Commercial Drone Rules & Eliminates the Section 333 Exemption Process - Jun 22, 2016
    Insurer Not Engaging in a "Consumer Transaction" - Jan 8, 2016
    Ohio Governor Approves Changes in Insurance Subrogation Law, Vetoes Some Provisions - Jul 16, 2015
  2. Articles
    Defense and Coverage - Can They Co-Exist? - May 15, 2012 - USLAW Spring/Summer Newsletter
    Handling Liability and Coverage Claims: Splitting Files, the Duty to Defend, and Ethical Considerations for Lawyers - Apr 1, 2012 - FDCC Quarterly, Volume 62, Number 1
    Insurance Coverage Issues in Trucking Law-Ohio-The Duty to Preserve Coverage and to Cooperate - January 2009 - D.R.I. Trucking Insurance Law Compendium
  3. Podcast
    Roetzel HealthLaw HotSpot: Malpractice Insurance - What Providers Need to Know - Mar 25, 2021
  4. Firm News
    19 Roetzel Attorneys Named Ohio Super Lawyers/Rising Stars - Dec 29, 2023
    Roetzel Grows in Chicago with Additions of Reniva & Lee - Dec 8, 2023
    Roetzel Earns National and Regional Rankings in 2024 Best Law Firms® - Nov 2, 2023
    15 Roetzel Attorneys Named Best Lawyers: Ones to Watch - Aug 17, 2023
    Roetzel & Andress Earns Recognition in 2024 Best Lawyers - Aug 17, 2023
    22 Roetzel Attorneys Named 2023 Ohio Super Lawyers and Rising Stars - Dec 29, 2022
    Roetzel & Andress Named to 2023 “Best Law Firms” List - Nov 3, 2022
    Roetzel & Andress Welcomes Attorney Carolann Swanson in Fort Myers - Aug 23, 2022
    Roetzel Attorneys Recognized in 2023 Edition of The Best Lawyers in America® - Aug 18, 2022
    Twenty-Seven Roetzel Attorneys Selected to 2022 Ohio Super Lawyers and Rising Stars List - Dec 30, 2021
    Roetzel & Andress Named to 2022 “Best Law Firms” List - Nov 4, 2021
    Roetzel & Andress Ranked Among “Best Law Firms” by U.S. News – Best Lawyers® - Nov 5, 2020
    Seventy Roetzel Attorneys Named to 2021 The Best Lawyers in America© List; Ten Named “Lawyer of the Year” - Aug 20, 2020
    Heebsh Named Shareholder-in-Charge of Roetzel’s Toledo Office - Jan 1, 2020
    23 Roetzel Attorneys Named 2020 Ohio Super Lawyers®; 11 Named Rising Stars® - Nov 27, 2019
    Roetzel & Andress Ranked Among Nation’s 2020 “Best Law Firms” by U.S. News — Best Lawyers® - Nov 1, 2019
    Andrew Clott Joins Roetzel & Andress as Associate in Chicago - Jul 8, 2019
    Roetzel & Andress Ranked in 2018 "Best Law Firms" List - Nov 2, 2017
    Roetzel & Andress Ranked in 2017 "Best Law Firms" - Nov 1, 2016
    Roetzel & Andress Ranked in 2016 "Best Law Firms" - Nov 2, 2015
    Roetzel & Andress Welcomes Philip S. Heebsh to Toledo Office - Oct 7, 2015
    Roetzel & Andress Ranked in 2015 "Best Law Firms" - Nov 3, 2014
    Roetzel Partner Ronald B. Lee Recertified as a Civil Trial Advocate by The National Board of Trial Advocacy - Oct 3, 2014
    Roetzel Ranked Among Best Law Firms by U.S. News & World Report - Nov 5, 2013
    Roetzel's Bradley A. Wright Named Chair of USLAW Board of Directors - Oct 4, 2013