Business Services

Banking & Financial Services

The Banking & Finance attorneys at Roetzel have significant experience in representing a broad range of financial institutions, municipalities, and publicly and privately held companies in sophisticated commercial and government bond financing transactions.

Our Banking & Finance attorneys represent companies and financial institutions, and also advise municipalities and political subdivisions.

Our attorneys are engaged in structuring, negotiating, and documenting complex commercial and public finance debt transactions, including asset-based financing, real estate acquisition, development and construction loans, conduit loans, syndicated lending and participations, health care financing, acquisition financing, floor plan financing, government-guaranteed loans, securitized loans, and hybrids which combine multiple types of facilities in a package. Additionally, our attorneys are engaged in mezzanine and subordinated transactions involving complex inter-creditor and subordination issues.

Our Banking & Finance attorneys also advise municipalities and political subdivisions as bond counsel, as well as serve as underwriter's counsel in bond financings. We represent financial institutions in the issuance of letters of credit to enhance tax-exempt and taxable bonds and notes. In this regard, we have experience with tax and securities issues and can counsel financial institutions, which provide letters of credit with the legal issues involving the structure of, and security for, letter of credit transactions. We have also counseled financial institutions about the acquisition of debt issued by counties, municipalities, and other political subdivisions.

Our Experience

  • Obtained a favorable decision in the Illinois Appellate Court in a case involving the Illinois Mortgage Foreclosure law and the options available to banks against mortgagers who default.
  • Represented borrowers and lenders in several hundred million dollars of repo and warehouse line facilities funding aggregation of residential mortgages, leases, and commercial mortgages
  • Represented borrower on loan facility used to build out large residential project in Mazatlan, Mexico
  • Represented borrower on $100 million syndicated warehouse line for SBA guaranteed loans
  • Prepared commercial loan documentation for investment real estate loans secured by office buildings, single and multi-family development projects, and shopping centers
  • Prepared loan documentation for asset-based loans and revolving lines of credit
  • Structured credit facilities funds for the hospitality industry and for assisted living and skilled nursing facilities
  • Handled workouts, restructures, and foreclosures of loans secured by real estate, including loans secured by hotels and health care facilities
  • Represented the nation's largest mortgage lender in a week-long jury trial defending against claims of customer involving a "bridge loan"
  • Resolved a multimillion-dollar lawsuit alleging fraud, negligence, and breach of fiduciary duties against a bank serving as corporate trustee in a sophisticated real estate trust structure
  • Obtained a dismissal with prejudice on behalf of a bank serving as corporate trustee in a large family trust, with favorable results for the bank
  • Structured construction financing for a resort condominium development in both the senior and mezzanine positions
  • Represented a multistate recreational vehicle dealer in a $100 million floor plan financing
  • Experience in structuring, negotiating, and documenting debt financing transactions involving a wide range of industries
  • Represented lenders in negotiation and documentation of loans to hotel and motel properties
  • Represented lenders in workouts and foreclosures of loans secured by hotel properties, including franchised locations

What We Do

  • Analysis of secured status
  • Bank-owned real estate
  • Bankruptcy
  • Branch acquisition
  • Chapter 11 secured creditor representation
  • Commercial foreclosure
  • Commercial loans and investments
  • Commercial workouts
  • Corporate and Business Services
  • Divestitures
  • Employee benefits
  • Labor & employment
  • Litigation
  • Loan documentation
  • Real estate acquisition
  • Receiverships
  • Regulatory matters (mortgage banking companies and title insurance companies)
  • Special assets (non-bankruptcy)
  • Trusts & Estates
  • Workouts

Related Media & Events

  1. Alerts
    Banking the Cannabis Industry – Is It SAFE? - Apr 26, 2019
    IRS Grants Extension of Time to Acquired Group to Elect to Deduct 70-Percent of Their Success-Based Advisor Fees - Jun 20, 2017
    Court Rules Against Dish Network in Multi-State Lawsuit - Jun 16, 2017
    New Ohio Decision Clarifies Role of Judge and Jury in Eminent Domain Cases - Feb 2, 2017
    With Business Contracts, Lost Profits (Not Lost Revenues) Are the Proper Measure of Damages - Aug 4, 2016
    BREXIT: United Kingdom Withdraws from the European Union - Jun 28, 2016
    House Passes Small Business Healthcare Relief Act (HR 5447) - Jun 24, 2016
    New Florida Law Regarding Post-Foreclosure Tenant Protections - Jun 25, 2015
    U.S. Supreme Court Says No to Lien Stripping in a Chapter 7 Bankruptcy - Jun 9, 2015
    FDIC Promotes a Risk-Based Approach for Banks - Apr 8, 2015
    U.S. Attorney General Holder Gives Federal Prosecutors 90 Days to Hold Individuals Accountable for the Financial Crisis - Feb 18, 2015
    The Regulatory Amendments to the Cuba Sanctions - What Does it Mean for American Business? - Feb 11, 2015
    A Bank or Not a Bank? MoneyGram Fails to Meet the Test in U.S. Tax Court - Jan 22, 2015
    Federal Banking Regulators Finalize Liquidity Rules - Sep 5, 2014
    Federal Government Continues to Target Bank Compliance Programs - Jul 25, 2014
    Citigroup, Inc. to Pay $7 Billion in a Global Settlement with the Department of Justice for the Company's Role in the Financial Crisis - Jul 14, 2014
    Financial Regulators Issue Statements on ATM Fraud and DDoS Attacks - Apr 8, 2014
    Banking on the Marijuana Business - Treasury and DOJ Clear Financial Institutions to Service State-Licensed Marijuana Businesses - Feb 21, 2014
    Community Banks Get Some Relief from the Requirements of the Volcker Rule - Jan 28, 2014
    Illinois Banking Act Authorizes Derivative Transactions under Dodd-Frank - Dec 23, 2013
    Banks Face Huge Costs in the Event of a Data Breach - Nov 15, 2013
    FDIC Issues Warning to Bank Directors and Officers on Exclusionary Terms in Liability Policies - Oct 28, 2013
    Landmark Decision Clarifies Illinois Mortgage Foreclosure Law - Oct 22, 2013
    The New Lee County Abandoned Property Registration Program Ordinance - How it Affects Lenders - Oct 15, 2013
    Banks are Increasingly Becoming Targets of Americans with Disabilities Act ATM Class Action Lawsuits - Oct 10, 2013
    Community Bank Pays $8.2 Million Penalty for Money Laundering Violations - Oct 8, 2013
    Florida Law Update: Recent Amendments Affecting Foreclosures - Jul 8, 2013
    Chicago Ordinance Imposes New Requirements on Owners of Foreclosed Rental Properties - Jun 18, 2013
  2. Firm News
    Eleven Roetzel Attorneys Named Among Naples Illustrated 2019 Top Lawyers - Sep 25, 2019
    Roetzel Announces Attorneys Named Among 2019 Florida Super Lawyers and Rising Stars - Jun 6, 2019
    Roetzel Attorneys Honored by Illinois Super Lawyers Magazine - Jan 24, 2019
    Lori Moore Joins Local Board of National Association of Women in Construction - Jan 2, 2019
    Roetzel Attorney Lori Moore Recertified in Real Estate Law by Florida Bar - Dec 3, 2018
    Roetzel & Andress Ranked in 2019 Edition of "Best Law Firms" List - Nov 1, 2018
    Seven Roetzel Attorneys Named "Lawyer of the Year" by Best Lawyers® - Aug 20, 2018
    Roetzel & Andress Ranked in 2018 "Best Law Firms" List - Nov 2, 2017
    Akron Attorney Laura Wallerstein Receives Torchbearers SPARC Grant - Sep 28, 2015
    Roetzel's Christopher Reuscher Named to Greater Akron Chamber's "30 for the Future" List for 2015 - Jun 25, 2015